20th Platform Terms & Conditions of Use

This document contains the terms and conditions governing your use of the 20th platform. Please read carefully before registering or using any of our services.

Last updated: January 2026. Continued use of this platform constitutes acceptance of the updated terms.

Official Terms Account & Security MYR Payments User Responsibilities
1

Acceptance of Terms and Conditions

By accessing, registering, or using the 20th platform via https://20th.bio website or official mobile app, you agree to be bound by all the terms and conditions set forth in this document. If you do not agree with any part of these terms, you are not authorized to use the 20th platform.

These terms form a valid and binding agreement between you as the user and the operator of the 20th platform. This platform is intended solely for users aged 18 and above who are legally permitted to use such services under the local laws of their place of residence.

20th reserves the right to change, update, or replace these terms at any time without prior notice. It is your responsibility to regularly review this page for any changes. Continued use of the platform after updates indicates your acceptance of the revised terms.

2

Account Creation, Security and User Responsibilities

Account Registration

  • Each user is allowed to hold only one (1) active account only. Multiple account registrations are strictly prohibited.
  • You must provide truthful, accurate, and up-to-date information during registration. False or misleading information may result in suspension or termination of your account.
  • Users must be at least 18 years old to register and use the 20th platform.
  • 20th reserves the right to request identity verification (KYC) at any time before processing withdrawals or after detecting suspicious activity.

Account Security

  • You are solely responsible for keeping your password and account login information confidential.
  • Any activity conducted through your account is considered your responsibility, whether you performed it or not.
  • If you suspect your account has been accessed without permission, you must notify the 20th support team immediately through official channels within the platform.
  • 20th will never ask for your password via email, chat, or phone at any time.
3

Platform Usage Rules and Prohibitions

Users of the 20th platform agree to use our services only for lawful purposes and in compliance with all applicable laws. The following actions are strictly prohibited and may result in disciplinary measures including suspension or permanent account closure:

Fraud & Manipulation

Using software, bots, automation, or other technical methods to manipulate games, odds, or transaction outcomes.

Money Laundering

Using the 20th platform for money laundering or any financial activities illegal under Malaysian law.

Third-Party Accounts

Registering or using an account on behalf of someone else, or allowing others to use your account.

System Interruptions

Attempting to hack, attack or disrupt the operation of the platform, servers or networks related to 20th.

False Information

Providing false identity documents, invalid addresses, or misleading financial information during the KYC or withdrawal process.

Bonus Abuse

Exploiting promotions, bonuses, or special offers dishonestly or in ways that violate the stated conditions.

4

Payment, Deposit and Withdrawal Information

Deposit

All transactions on the 20th platform are conducted in Malaysian Ringgit (RM / MYR). Deposits can be made via TNG eWallet, Maybank2u, CIMB Clicks and other online banking methods listed on the platform. Deposits are processed almost instantly depending on the payment method chosen.

Minimum deposit limits are as stated on the deposit page of your account and may change from time to time. 20th does not cover any transaction fees charged by third-party payment providers.

Withdrawals

Withdrawal requests will be processed within the timeframes stated on the withdrawal page. Withdrawals can only be made to verified accounts or wallets registered under the same name as your 20th account. 20th reserves the right to request additional identity verification before approving withdrawals over certain amounts.

If any suspicious or terms-violating activity is detected, 20th reserves the right to suspend or cancel withdrawal requests while investigations are carried out.

Transaction Responsibility

Users are responsible for ensuring all payment details entered are accurate. 20th is not liable for any loss caused by incorrect information provided by users during deposit or withdrawal.

Accepted Payment Methods

  • TNG eWallet
  • Maybank2u
  • CIMB Clicks
  • Bank Islam & Bank Rakyat
  • Other methods as listed on the platform

All amounts are in RM (Malaysian Ringgit). Available methods may change.

5

Liability Limits, Account Policy and Intellectual Property

Platform Liability Limits

20th is not liable for any direct, indirect, incidental or consequential losses arising from the use or inability to use this platform, including but not limited to service interruptions, data loss or technical errors.

The platform is provided "as is" without any express or implied warranty regarding accuracy, reliability or fitness for a particular purpose.

Account Suspension and Closure

20th reserves the right to suspend or close user accounts without prior notice if terms are breached, suspected fraudulent activity occurs, or upon user’s own request.

Valid account balances for accounts terminated for reasons other than violations will be refunded to users after investigation and verification, subject to 20th’s internal review procedures.

Intellectual Property

All content on the 20th platform including logos, text, graphics, user interface, brand names, and software code is the exclusive property of 20th or its licensors. You are not permitted to copy, modify, distribute, or use this content for commercial purposes without written permission from 20th.

Third-Party Links

The 20th platform may contain links or references to third-party services. 20th does not endorse and is not responsible for the content, privacy policies, or practices of any third-party websites or services. Use of third-party services is at the user’s own risk.

6

Changes to Terms, Governing Law and Contact Us

Changes to These Terms

20th reserves the right to modify, amend, or replace any part of these terms and conditions at any time due to operational needs, legal changes, or platform improvements. The latest version of the terms will always be published here with the updated date.

It is the user's responsibility to review this page regularly. Continuing to use the 20th platform after changes have been published will be deemed as your acceptance of the updated terms.

Governing Law

These terms and conditions are governed by and interpreted under the applicable laws governing 20th platform operations. Any disputes arising from or related to these terms will be resolved firstly through the platform’s internal resolution procedures before referral to other appropriate dispute forums.

Contact Us

If you have any questions, concerns, or complaints regarding these terms and conditions, please contact the 20th team via the platform’s support channels or the following email:

[email protected]

We strive to respond to all inquiries within a reasonable timeframe. For general questions about the platform, please visit the Frequently Asked Questions us.

Effective Date

These terms take effect from January 2026 and supersede all previous versions.

Have questions about your account or how to use the platform?

The FAQ page answers most common questions. If you still have doubts, our team is ready to assist via in-account support.

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